GRC Sphere
Enterprise Banking Governance, Risk & Compliance Platform
AI-powered compliance automation across Basel III, IFRS 9, AML/CFT, and ESG monitoring everything, automating the tedious, predicting the risks you haven't seen yet.
End the spreadsheet era for banking. Purpose-built for financial institutions seeking comprehensive governance, risk, and compliance management.
Deploy in hours. Get 70% of your time back. Give your board the clarity they've been asking for.
Capital Analysis & Management
Core Modules
GRC Sphere platform is organized into three pillars – Risk Management, Compliance and Governance. Each module has all the core functions of risk, compliance and governance.
Executive Dashboard
Real-time unified command center delivering enterprise-wide GRC visibility across risk, compliance, and governance operations. Interactive drill-down analytics with portfolio risk scoring, regulatory deadline tracking, and board-ready reporting.
Key Capabilities
Unified enterprise view with real-time risk heat maps and compliance status
Executive KPIs tracking regulatory deadlines and workflow performance
Interactive analytics with drill-down capabilities and board-ready insights
Risk Analytics
Transform complex data into actionable insights with real-time dashboards, predictive modeling, and automated risk scoring across all business units.
Key Capabilities
Real-time risk scoring and heat mapping across all business units
Predictive analytics for emerging risk identification
Automated risk assessment workflows with customizable frameworks
Basel III & IV Compliance
Automate capital adequacy calculations, stress testing, and regulatory reporting with full audit trails for supervisory reviews and international banking standards alignment.
Key Capabilities
Automated capital adequacy ratio (CAR) calculations and reporting
Regulatory reporting automation for Basel III/IV requirements
Stress testing and scenario analysis for capital planning
IFRS 9-ECL Governance & Compliance
Complete credit loss management with real-time ECL calculations, multi-mode scenario weighting, and dual compliance for IFRS 9 and local standards. Model governance with approval workflows ensures every step is validated and auditable.
Key Capabilities
Real-time ECL calculations with PD, LGD, EAD modeling and SICR thresholds
Multi-mode ECL engine with scenario weighting and configurable overlays
Dual compliance for IFRS 9 and local standards with model governance
Stress Testing
Simulate adverse scenarios across capital, liquidity, and credit risk to assess portfolio resilience. Project multi-year capital ratios, LCR, and NSFR under stress with sector-level exposure analysis and regulatory submission management.
Key Capabilities
Real-time stress metrics across capital, liquidity, and operational domains
Scenario analysis with custom stress scenarios across severity tiers
Capital ratio and liquidity projections with regulatory submission tracking
AML/CTF Command Center
Real-time surveillance with live alert tracking, customer risk profiling, and PEP identification. ML-powered pattern detection for behavioral anomalies, sanctions screening against global lists, and investigation case management with STR preparation.
Key Capabilities
Live alert tracking with portfolio-wide risk scoring and severity filters
Customer profiling with PEP identification and sanctions screening
ML-powered anomaly detection with case management and STR tracking
Advanced Fraud AI
Machine learning detects and prevents complex fraud in real time with velocity burst detection, behavioral analytics, and geographic hotspot mapping. Sub-second detection with explainable AI and adaptive learning reduces false positives.
Key Capabilities
Real-time fraud monitoring with customer risk scoring and hourly trends
Pattern analytics with velocity burst detection and behavioral insights
Geographic risk mapping with ML performance evaluation and explainable AI
Gap Analysis
Identify compliance gaps across frameworks and prioritize remediation with risk scoring. Industry benchmarking with peer comparison, SWOT insights, and compliance trend analysis with predictive forecasting for strategic planning.
Key Capabilities
Multi-framework gap assessment with compliance scores and remediation velocity
Risk assessment with control effectiveness and impact-probability scoring
Industry benchmarking with peer comparison and percentile ranking
Regulatory Updates
Automatically scan and track regulatory circulars from central banks with complete metadata. Business impact assessment links cost, timeline, and affected departments with deadline management and change management workflows.
Key Capabilities
Automatic circular tracking from central bank websites with metadata
Business impact assessment covering cost, timeline, and departments
Deadline management with change workflows and implementation tracking
Regulatory Reports
Manage regulatory submissions with template library, interactive report builder, and workflow tracking. Automated compliance calculations, jurisdiction-specific configurations, and full audit visibility for all reporting obligations.
Key Capabilities
Template library with categorized reports by risk type and priority
Interactive report builder with guided inputs and automated calculations
Workflow tracking from preparation to approval with audit visibility
ML Analytics
AI-powered workflow intelligence detects bottlenecks, predicts SLA risks, and optimizes compliance processes. ML-generated alerts for critical risks with trend analytics, predictive forecasting, and historical performance visualization.
Key Capabilities
Workflow risk scores with SLA compliance metrics and performance tracking
ML-generated critical alerts for bottleneck resolution and delay prevention
Predictive forecasting with trend analytics and performance visualization
Key Platform Benefits
Built for modern financial institutions with enterprise-grade capabilities
AI-POWERED INTELLIGENCE
Machine learning algorithms for predictive risk assessment, automated regulatory analysis, and intelligent workflow optimization.
Unified Platform
Single integrated solution eliminating data silos and providing a 360-degree view of governance, risk, and compliance operations.
Real-Time Monitoring
Continuous surveillance of transactions, fraud patterns, regulatory compliance, and risk indicators with instant alerting.
Regulatory Automation
Automated report generation, submission tracking, and regulatory update management reducing manual effort by up to 70%.
Scalable Architecture
Enterprise-grade infrastructure supporting multi-jurisdictional operations, unlimited users, and seamless integration with existing systems.
Security & Compliance
Bank-grade security with role-based access controls, comprehensive audit trails, and compliance with international data protection standards.
Proven Results
Our clients achieve measurable operational excellence
reduction in manual reporting effort
faster regulatory submission times
improvement in risk detection accuracy
increase in board and executive visibility
Why Choose RAPTAS GRC Sphere
Industry Expertise
Built by banking and risk management professionals with decades of combined experience in financial institutions, regulatory compliance, and enterprise software development.
Innovation-Driven
Continuous platform evolution with quarterly feature releases, incorporating the latest regulatory requirements, AI/ML capabilities, and industry best practices.
Partnership Approach
We view our clients as long-term partners, providing dedicated support, proactive guidance, and customization to ensure your GRC operations remain effective and efficient.
Proven Results
Our clients report 70% reduction in manual reporting effort, 85% faster regulatory submissions, 40% improved risk detection, and 90% increased board visibility.
Give Your Board the Clarity They've Been Asking For
Contact us today for a personalized demonstration and discover how GRC Sphere can transform your compliance operations.